Our Founder

David J. Scranton, CLU®, ChFC®, CFP®, CFA, MSFS, has made a name for himself during 30 years in the industry by putting the interests of his clients first. That is the very foundation of his success. Early in his career, like many advisors in the industry, focused heavily on growth stocks and mutual funds. However, after years of independent research, he realized he could blaze his own trail with an investment approach that prioritized income, achieved growth strategically with less risk, and worked regardless of market conditions.

David’s revolutionary income model has been put the test almost constantly over the last 22 years thanks to, among other things: the bursting of the dot-com bubble, the Financial Crisis and Great Recession, up-and-down interest rates, unprecedented levels of quantitative easing by the Fed, a trade war, and a global pandemic that spawned the greatest economic crisis in our country since the Great Depression! Through it all, David’s income model has endured. As a result, David’s businesses — and those of the Income Specialists he’s coached and mentored — have continued to thrive and grow, largely through referrals.

Not surprisingly, David is also now a highly sought-after industry expert who is regularly invited to share his market insights on CNBC, Bloomberg, Fox Business, and other news outlets. His bestselling books include Financial Insanity and Return on Principle, and his show The Income Generation, which airs on YouTube.

To really understand the Retirement Income story, order Dave’s book, titled The Retirement Income Store-E!

Dave established The Retirement Income Store to provide hard-working Americans access to institutional-style, fixed-income investment strategies that were previously only available to the ultra-wealthy. Now, at the click of a mouse, you can find a retirement income specialist in your area, who can help to preserve your retirement savings from risk and uncertainty, so you can use it as a renewable source of income for your retirement.